Crypto.com Visa Card Review
Crypto-rewards Visa with CRO staking tiers
Affiliate link · doesn't affect score · independent methodology
At a glance
Crypto.com's Visa card pays up to 5% cashback in CRO — but the top tier requires staking $400k of CRO for 180 days. The realistic mid-tier (Ruby/Indigo at $400-4k stake) pays 1-2%. Free issuance, no monthly fee, zero FX in card currency.
CRO holders who're already staking; users who spend > $2k/month and can lock $4k+ in CRO for the Indigo tier (3% cashback).
You don't want to hold CRO; you spend < $500/month (cashback won't beat a cashback credit card).
Quick stats
- Card network
- Visa
- Card type
- prepaid
- Max cashback
- 5%
- Monthly fee
- $0
- Annual fee
- $0
- FX fee
- 0%
- Free ATM / month
- $1,000
- Coins to spend
- 100+
- Regions
- US, EU, UK…
Skrumble scoring breakdown
Read our full scoring methodology.
Pros
- Zero issuance + monthly fee
- Spend any of 100+ supported coins (auto-converted)
- Zero FX in card-currency purchases
Cons
- 5% headline cashback requires $400k CRO stake (180-day lock)
- CRO token price volatility = volatile cashback value
- Lost Spotify/Netflix rebates in 2022 cost-cuts
Top-tier staking requirement
To unlock the headline 5% cashback, Crypto.com Visa Card requires staking $400,000 CRO (Obsidian tier). Lower tiers are usually far cheaper — the math is in our review summary above.