Crypto CardsTested09 MAY 26
Coinbase Card Review
Visa debit card with crypto rewards on every purchase
Affiliate link · doesn't affect score · independent methodology
3.5/ 5Skrumble Score
At a glance
Coinbase Card is a US-only Visa debit funded directly from a Coinbase balance. Pay in any of 100+ supported assets — Coinbase converts at the point of sale. Rewards: 4% in XLM, 1% in BTC. No monthly or annual fee.
Best for
US-based Coinbase users who want to spend crypto without manually converting first.
Skip if
You're outside the US — no rest-of-world availability as of 2026.
Quick stats
- Card network
- Visa
- Card type
- debit
- Max cashback
- 4%
- Monthly fee
- $0
- Annual fee
- $0
- FX fee
- 3%
- Coins to spend
- 100+
- Regions
- US
Skrumble scoring breakdown
3.5/ 5
Cashback Value (30% weight)3.4/5
Fees & Limits (25% weight)3.8/5
Coin Spend Coverage (20% weight)4.5/5
Geographic Availability (15% weight)1.5/5
Trust & Stability (10% weight)4.4/5
Read our full scoring methodology.
Pros
- Spend any of 100+ coins — no manual conversion
- Up to 4% rewards (in XLM)
- No monthly or annual fee
Cons
- US-only availability
- 3% FX fee on non-USD purchases
- 1.49% transaction fee on crypto payments (effective drag on rewards)