Skip to content
Wednesday, 27 May 2026
skrumble
On-Ramps · Country roundupTested17 MAY 26

Best on-ramps in Canada

By Skrumble EditorialLast reviewed 2026-05-17Methodology

Editorial intro

On-ramps are a critical exit valve for Canadian retail crypto users who hit the CSA's altcoin annual caps on their exchange of choice — funnel CAD through an on-ramp directly into a self-custody wallet and you escape the cap entirely (at the cost of higher fees). Interac e-Transfer support is the make-or-break feature. MoonPay added it 2023; Ramp added it 2024. Most other providers still require card rails at 3.5%+.

Top picks in Canada

2 tested

  1. MoonPay

    Best overall

    Fiat-to-crypto on-ramp integrated into 500+ apps and wallets

    Native Interac e-Transfer (lowest CAD fee on the market) + direct-to-wallet flow.

    Read full review Visit MoonPay
    3.8/5

  2. Ramp Network

    Best for low fees

    Compliance-first on-ramp with open-banking pricing

    Open-banking on-ramp via Plaid Canada; cheapest CAD bank-transfer option.

    Read full review Visit Ramp
    4.1/5

Canada eligibility & rails

ID requirement
Government-issued photo ID + selfie required above $1,000 CAD
Interac
Native Interac e-Transfer rails available on MoonPay; settles in hours.
Regulator
FINTRAC-registered MSB; reporting obligations on $10k+ transactions.

Legal & tax disclaimer · Canada

Canadian on-ramps must register with FINTRAC. KYC at $1,000 CAD lifetime is standard. Skrumble is not a Canadian-registered MSB.